We make your
VA mortgage easy!
Thinking about purchasing a home? All Things Mortgage has VA mortgage loan options that can work for your needs.
We make your
Quick Mortgage Quote
What is your mortgage goal?
REFINANCE PURCHASE
Select the property type
SINGLE FAMILY CONDO / TOWNHOME MULTI-UNIT MOBILEHow will your property be used
PRIMARY RESIDENCE VACATION HOME RENTALWhere is the property located?
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What is the property's value? It's OK to estimate
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What is your current mortgage balance? It's OK to estimate
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What is your current mortgage rate? It's OK to estimate
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Where are you currently in your mortgage process? It's OK to estimate
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What is your estimated purchase price?
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Can you make a down payment of at least 5%?
YES NOAre you currently working with a real estate agent?
YES NOHow would you rate your credit?
EXCELLENT VERY GOOD GOOD FAIR POORIs your mortgage currently FHA-insured?
YES NO NOT SUREWhat is your address?
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What is your name and Email Address?
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What is your phone number?
FINISH
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VA Loans for Service Members and Veterans
The VA loan program was formed in 1944, and ever since then, it’s helped well over 21 million brave men and women to get the home of their dreams. VA mortgage loans are one of the most popular perks of military service; helping service members and their families qualify for home mortgages by guaranteeing loan portions. It consists of competitive interest rates, and little-to-no down payment required. These loans aren’t government loans. They come through private lenders, including the USAA.
VA Mortgage Eligibility
- Members of the military, the National Guard, reservists, and veterans are qualified to apply for a VA mortgage loan.
- Active duty members qualify for the loan after six months of service.
- Spouses of military members who died or suffered disability in line of duty.
- Members of the National Guard and Reservists can apply for the loan after 6 years. But if they’re called for duty before the 6 years elapse, they can qualify after 181 days of service.
- In war periods, active duty Reservists and National Guard members are eligible after 90 days of service.
Need a Consultant for Your VA Loan Options?Need a Consultant
For your VA loan concerns, don’t hesitate to come to us. We provide services that are right for your budget and tailored to your preference. Drop us a line today.
What Are The Requirements For A VA Loan?VA Loan Requirements
Similar to other types of loans, VA mortgage loans come with necessary requirements — aside from your eligibility.
Credit Scores
A lot of VA lenders use credit score benchmarks. These benchmarks vary from lender to lender.
Type of House
VA loans work for buying, building, and improving homes, or buying a manufactured home and/or lot.
Loan Limit
Standard VA loan limits amount to $453,100 for most United States counties in 2018.
VA Loan Fees
VA mortgage loan funding fee for a first-time borrower amounts to about $6,450 (2.15%).
Certificate of Eligibility
Your COE tells to the lender that you’re eligible for a VA loan. Be sure to verify your eligibility.
Other Requirements For A VA Loan?Other Requirements
Similar to other types of loans, VA mortgage loans come with necessary requirements- aside from your eligibility.
Credit Scores
A lot of VA lenders use credit score benchmarks. These benchmarks vary from lender to lender.
Type of House
VA loans work for buying, building, and improving homes, or buying a manufactured home and/or lot.
Loan Limit
Standard VA loan limits amount to $453,100 for most United States counties in 2018.
VA Loan Fees
VA mortgage loan funding fee for a first-time borrower amounts to about $6,450 (2.15%).
Certificate of Eligibility
Your COE tells to the lender that you’re eligible for a VA loan. Be sure to verify your eligibility.
VA Loan Benefits
- Eligible homebuyers aren’t required to have down payments- in most cases.
- Lower average interest rates than other loan types. Or you can finance your property with a loan other than a VA loan.
- It’s possible for eligible borrowers to buy homes again with VA financing using remaining or restored loan entitlement.
- VA buyers can pay off their loans early without financial penalties.
Need a Consultant for Your VA Loan Options?Is VA Loan Good?
For your VA loan concerns, don’t hesitate to come to us. We provide services that are right for your budget and tailored to your preference. Drop us a line today.
