Helping you with refinance options
Thinking about refinancing? All Things Mortgage has flexible options to choose from. Let our mortgage expert help you with this.
Quick Mortgage Quote
What is your mortgage goal?
REFINANCE PURCHASE
Select the property type
SINGLE FAMILY CONDO / TOWNHOME MULTI-UNIT MOBILEHow will your property be used
PRIMARY RESIDENCE VACATION HOME RENTALWhere is the property located?
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What is the property's value? It's OK to estimate
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What is your current mortgage rate? It's OK to estimate
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Where are you currently in your mortgage process? It's OK to estimate
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What is your estimated purchase price?
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Can you make a down payment of at least 5%?
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YES NOHow would you rate your credit?
EXCELLENT VERY GOOD GOOD FAIR POORIs your mortgage currently FHA-insured?
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Mortgage Refinance:
Does It Make Sense To Refinance?
After purchasing a home with a mortgage, the next most significant decision to make is whether you are opting for a refinance the mortgage loan or not. When interest rates decrease even slightly, lenders and mortgage brokers will rush to encourage homeowners to refinance. But is wise to refinance at the slightest drop in interest rates? We will help you get the best answer to that question.
What is a Refinance
Dealing about mortgage refinance refers to replacement of existing home loan with a new one, wherein the new mortgage typically comes with different terms and interest rates.
This includes:
- Obtaining better lending terms
- Switching from a fixed-rate mortgage (FRM) to an adjustable-rate mortgage (ARM) or vice-versa
- Lower interest rates charged on the mortgage
- Tap into a home’s equity and get some cash to spend, or
- Adjust the loan’s duration , either choose to increase or to decrease the repayment period.
Want a mortgage refinance options?
If you have decided to take this option, don’t hesitate to contact us. We will give you a comprehensive cost-benefit analysis with the latest interest rates. And we help you choose the right refinance options.
Cash Out Refinance
With Cash out refinance option the lender will give you more money that you owe, so basically, the new loan will be a larger amount than your current loan.
Advantages:
You get to refinance your mortgage and enjoy lower interest rates plus favorable lending terms.
FHA Refinance
The Federal Housing Administration (FHA) home loan is one of the favorites and the easiest mortgages to refinance.
Advantages:
One of the biggest advantages of FHA is that it can lower your mortgage rate which allows you to save a lot of money.
VA Refinance
Veterans Affairs (VA) loans repayment option is dedicated for veterans or service members.
Advantages:
Through VA refinancing option, members can enjoy potential savings on debt payments from a new agreement when market rates have substantially changed.
Need Help on your Refinance Options?
Contact us Today
Contact us and we will give you a comprehensive cost-benefit analysis with the latest interest rates. We will help choose the best refinance option for you.
